Introduction
The Benazir Kafaalat Program (BKP) is one of Pakistan’s largest social protection initiatives, launched under the Benazir Income Support Program (BISP). It provides financial assistance of Rs. 10,500 every three months to deserving families, with a scheduled increase to Rs. 13,500 from January 2025.
If you are struggling with rising expenses and want to apply for this program, this guide will walk you through the eligibility criteria, registration process, required documents, and payment collection methods.
Benazir Kafaalat Program at a Glance
| Feature | Details |
|---|---|
| Program Name | Benazir Kafaalat Program (BKP) |
| Current Financial Support | Rs. 10,500 every three months |
| Increase (from Jan 2025) | Rs. 13,500 every three months |
| Eligibility Criteria | Poverty Score less than 32 |
| Registration | BISP offices in every tehsil |
| Required Documents | Valid CNIC |
| Payment Collection | JazzCash, HBL, or designated banks |
| Target Group | Low-income households, especially women |
Eligibility for the Benazir Kafaalat Program
Before applying, you must understand the eligibility requirements. The government uses a Poverty Scorecard (PSC) system to identify beneficiaries.
Eligible Groups:
- Families with a Poverty Score below 32
- Women as heads of households (priority)
- Daily wage earners, widows, divorced or unemployed women
- Families not receiving other major government aid (except BISP-linked programs)
Not Eligible:
- Government employees and pensioners
- Land/property owners with high assets
- Taxpayers with a consistent income stream
- Families with luxury vehicles or businesses
Step 1: The NSER Survey
The National Socio-Economic Registry (NSER) is the foundation of the Benazir Kafaalat Program. It collects household data to calculate poverty scores.
If your family hasn’t been surveyed yet, you must visit the nearest BISP office to update your details.
During the survey, you will be asked questions about your income, housing, family size, and expenses.
Tip: Carry supporting documents like electricity bills, family CNICs, and utility information for smooth processing.
Step 2: Registration Process
Here’s how to register step by step:
- Visit the Nearest BISP Office
- Offices are available in every tehsil across Pakistan.
- Take your original CNIC (Computerized National Identity Card).
- Poverty Score Assessment
- Answer the survey questions honestly.
- Your Poverty Score will be generated.
- Verification
- If eligible, your details will be entered into the BISP system.
- You will receive an SMS confirmation from 8171.
- First Payment
- Once approved, you’ll receive Rs. 10,500 every quarter.
- From January 2025, this will increase to Rs. 13,500.
Step 3: If You Don’t Have a CNIC
A valid CNIC is mandatory.
- Visit your nearest NADRA office.
- Apply for a CNIC if you don’t have one.
- If expired, renew it immediately.
Without a CNIC, your registration will not be processed.
Step 4: Payment Collection
Payments are distributed through partner banks and mobile wallets.
Options include:
- JazzCash retailers
- HBL Konnect agents
- Designated bank branches
Always collect a printed receipt after withdrawing your amount. This prevents deductions by agents.
Ehsaas Kafalat Update 2025
Currently, the program provides Rs. 10,500. However, the government has announced an increase to Rs. 13,500 starting January 2025, to adjust for inflation and better support families.
This update ensures that millions of families will receive stronger financial assistance.
Key Tips Before Applying
- Make sure your CNIC is valid and up to date.
- Keep a working mobile number registered under your CNIC for 8171 SMS alerts.
- Update your household details if your income or family structure has changed.
- Avoid fake agents—registration is free of cost at BISP offices.
Frequently Asked Questions (FAQs)
Q1: Can I apply if I’m already receiving another government benefit?
Yes, but only if you meet the poverty score criteria. For example, widows receiving pensions may still apply.
Q2: Can men also apply?
Yes. While the program prioritizes women, men from eligible low-income households can also register.
Q3: How often will I receive the payment?
Payments are made every three months (quarterly).
Q4: Where will I receive my payment?
At JazzCash, HBL Konnect agents, or designated banks. Always confirm the official outlet before collecting.
Q5: What if I didn’t receive the 8171 SMS?
Visit the nearest BISP office to verify your application status.
Conclusion
The Benazir Kafaalat Program is a lifeline for millions of Pakistani families, providing much-needed financial stability. If you haven’t registered yet, take your CNIC to the nearest BISP office, complete the NSER survey, and start receiving Rs. 10,500 every three months.
From January 2025, this support will increase to Rs. 13,500, helping families better manage household expenses. Don’t delay—complete your registration today and secure this financial assistance for your family’s future.
Author Bio
Dr. Nimra Khan – Social Policy Analyst & Writer
Dr. Nimra Khan is a social researcher with 7+ years of experience covering poverty alleviation, women empowerment, and government welfare programs in Pakistan. She has written extensively on Ehsaas, BISP, and social protection policies, helping readers understand complex procedures in simple language.
